Higher Interest Bearing Checking Account. Amped Checking pays tiered interest dividends based on average daily balances.Must be enrolled in Home Banking. (Online Banking) Must be enrolled to receive e-Statements.Must have 20 Debit Card transactions per month. Transactions can be signature-based or PIN transactions.No Minimum Balance Required. However, if the account is not enrolled in Home Banking, e-Statements AND have 20 monthly debit card transactions, a $5 monthly fee will incur and interest will be waived. Additionally, WE'LL PAY YOU DIVIDENDS! When the account is set up with Online Banking, e-Statements, and Direct Deposit, the account will pay you interest based on average daily balances as follows: $0 - $1,500 will earn 3.00% APY*$1,500 - $5,000 will earn 1.50% APY*$5,000.01 and above will earn 0.10% APY* *APY - Annual Percentage Yield